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M-Pesa Integration

M-Pesa, wired into your systems

STK Push on checkout, C2B payments, Till integration, and automatic reconciliation. Live in days, not months.

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At a glance

CoreStack M-Pesa is a turnkey M-Pesa integration for Kenyan businesses. Supports STK Push, C2B payments, Till number integration, payment webhooks, and automatic reconciliation. Deployed in days (not months) with a full test sandbox. Available as a standalone API or bundled with CoreStack POS/E-commerce.

What's included

STK Push

Customer enters PIN on phone. Payment confirms in under 10 seconds.

C2B payments

Customers pay to your Paybill. We match and confirm automatically.

Till integration

Buy Goods & Services flow with automatic receipt matching.

Payment webhooks

Real-time callbacks to your app on every payment, refund, or failure.

Auto reconciliation

Every payment matches to an order, invoice, or till automatically.

Real-time reports

Daily totals, success rates, failed-payment reasons — all live.

Built for

Online stores
STK Push on checkout
POS systems
Till & Buy Goods flows
Service businesses
Invoice & Paybill
SaaS platforms
Subscription billing
NGOs & institutions
Donations & fees
Marketplaces
Multi-vendor payouts
FAQ

Common questions

How long does M-Pesa integration take?+

For most businesses, 3-5 days from signup to production. CoreStack handles the Daraja API, STK Push flow, callbacks, and reconciliation. You just integrate one API endpoint.

Do I need my own M-Pesa Paybill or Till?+

Yes. You need your own Paybill or Till number from Safaricom. CoreStack connects to your existing shortcode — we don't intermediate funds.

What about failed payments and refunds?+

CoreStack tracks every payment state — success, timeout, cancelled, failed. You see exactly why a payment didn't complete, and refunds route through M-Pesa automatically.

Is there a test environment?+

Yes. Every integration gets a full sandbox with simulated STK Push, C2B, and webhook events. Test end-to-end before going live.

Ready to accept M-Pesa?

Integration live in days. No monthly minimums.

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